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Credit Card Delinquencies , Are on the Rise.<br/>New York Federal Reserve data that was published on May 15 shows that credit card delinquencies kept rising from January to March, Fox Business reports. .<br/>In Q1 2024, delinquencies reached <br/>8.9% at an annualized rate.<br/>America hasn't seen this high of a <br/>percentage of serious credit card <br/>delinquencies since 2012, Fox News reports. .<br/>In the first quarter of 2024, credit <br/>card and auto loan transition rates <br/>into serious delinquency continued <br/>to rise across all age groups, Joelle Scally, regional economic principal within the Household and <br/>Public Policy Research Division at the New York Fed, via Fox Business.<br/>An increasing number of borrowers <br/>missed credit card payments, <br/>revealing worsening financial <br/>distress among some households, Joelle Scally, regional economic principal within the Household and <br/>Public Policy Research Division at the New York Fed, via Fox Business.<br/>Researchers aren't sure why delinquencies <br/>are so high since the unemployment rate <br/>is low, but they have a few theories.<br/>One of those theories is that consumers drained savings throughout the pandemic <br/>but continue to spend at high levels.<br/>Another theory is that some Americans switched to jobs with lower salaries.<br/>Additionally, credit card eligibility may have been expanded for many whose student debt wasn't being reported to credit bureaus amid the pandemic.<br/>These are all kinds of complex issues. <br/>We don't exactly know what's behind the <br/>increase of these delinquency rates. But it's <br/>definitely something that we're tracking, New York Fed researchers, via Fox Business.<br/>The average annual percentage rate for <br/>credit cards hit a record of 20.72% recently.
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WWE Raw 5/13/24 – 13th May 2024 Full Show
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WWE Raw 5/13/24 (May 13th 2024) 13/5/24 Full Show Part 1<br/>
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May is Mental Health Awareness Month and Planet Fitness ' National Lead Trainer, Freddy Savage shares the tools to help you prioritize your mental AND physical wellness. Mental health continues to be a struggle among Americans year-over-year - and in 2022, one in five adults experienced mental health challenges. Fortunately, another recent study highlighted that physical exercise can greatly impact one's overall mood and mental health - finding that 1.2 million adults who exercised regularly had fewer days of poor mental health than those who didn't exercise. Working out isn't just about how you look; it's about how you feel. Luckily, Planet Fitness offers affordable memberships, that won't break the bank, and with over 2,500+ locations, there's bound to be a gym nearby, making working out more convenient than ever before, and an opportunity to not only boost your physical fitness but also help improve your mood and mental health. And as a certified fitness trainer, Savage strives to share simple tips for people at every fitness level, whether they're new to the gym, getting back into a routine or just looking for simple movements to promote physical and mental health. Slow and Steady Wins the Race: Moderate activity can be just as effective as rigorous workouts when it comes to reducing stress, anxiety, and depression. Start by creating a simple goal such as walking or even stretching for only 10-20 minutes every other day. Continuously increase your movement over time when you feel ready and able. It's all about establishing a strong foundation to get your head in the fitness game. Be Your Own DJ: Step into Planet Fitness' Judgement Free Zone with your favorite tunes ready to go. Music is a great mood booster and a way to infuse any workout with great energy as it keeps a good tempo for your heart rate and is an easy way to get yourself in a mindset that you enjoy. A fun thing to do is to create playlists for different types of workouts and even listen to the soundtrack of your favorite movie. Change it Up: It's crucial to keep your routine fresh and exciting so working out doesn't become a chore! The next time you head into the gym, try a new piece of equipment you've never explored or take a shot at a new strength training exercise, do something to shock your body and mind so exercise always feels new and fun. Join Planet Fitness today, where memberships are affordable and include free fitness training. For $24.99 a month, you can get the PF Black Card membership which includes additional amenities such as the ability to bring a guest every day at no additional charge, access to all 2,500+ Planet Fitness locations in all 50 states, and more.
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