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Adrienne A. Harris, Superintendent, New York State Department of Financial Services Moderator: Leo Schwartz, Reporter, Fortune

Future of Finance 2024: A Conversation with NYDFS Superintendent Adrienne Harris

⏲ 13:49 👁 570K

UofG Student Financial Services

WebAdvisor Tutorial: University of Guelph and Guelph-Humber Student Financial Accounts

⏲ 6 minutes 40 seconds 👁 168

Gordon S. Lang School of Business and Economics

BComm Experience: Management Economics & Finance

⏲ 2 minutes 53 seconds 👁 1.4K

The average American spends nearly two and a half hours a day dreamscrolling — looking at dream purchases or things they’d like to one day own — and 71% say it’s time well spent, as the habit motivates them to reach their financial goals.<br/><br/>In a recent poll of 2,000 U.S. adults, more than two in five respondents say they spend more time dreamscrolling when the economy is uncertain (43%). In a year, that amounts to about 873 hours or nearly 36 days spent scrolling. <br/><br/>Conducted by OnePoll on behalf of financial services company Empower, the survey reveals half of respondents say they dreamscroll while on the job, and of those, one in five admit to spending between three and four hours a day multitasking while at work.<br/><br/>Gen Zers spend the most time dreamscrolling at just over three hours per day, while boomers spend the least, clocking in around an hour.<br/><br/>Survey respondents say looking at dream purchases makes it easier for them to be smart with their money (56%), avoid making unplanned purchases or going into debt (30%) and better plan to achieve their financial goals (25%).<br/><br/>Nearly seven in 10 see dreamscrolling as an investment in themselves (69%) and an outlet for them to envision what they want out of life (67%). Four in 10 respondents (42%) say they regularly spend time picturing their ideal retirement — including their retirement age, location and monthly expenses.<br/><br/>Scrolling for the American dream: one in five respondents are looking at homes or apartments (21%), while a quarter look at vacation destinations (25%), beauty or self-care products (23%), and items for their pet (19%).<br/><br/>Others spend time looking at clothing, shoes and accessories (49%); gadgets and technology (30%); and home décor or furniture (29%). <br/><br/>More than half (56%) currently have things left open in tabs and windows or saved in shopping carts that they’d like to purchase or own in the future. For those respondents, they estimate it would cost about $86,593.40 to afford everything they currently have saved.<br/><br/>Almost half of Americans say they are spending more time dreamscrolling now than did in previous years (45%) and 56% plan on buying something on their dream list before this year wraps. <br/><br/>While 65% are optimistic they’ll be able to one day buy everything on their list, nearly one in four say they don’t think they’ll ever be able to afford the majority of items (23%).<br/><br/>More than half (51%) say owning their dream purchases would make them feel more financially secure, and close to half say working with a financial professional would help them reach their goals (47%).<br/><br/>Others feel they have more work to do: 34% say they’ve purchased less things on their dream list than they should at their age, with millennials feeling the most behind (39%).<br/><br/>Top economic factors that may be holding some Americans back include rising prices (54%), inability to save money (29%) and growing debt (21%). <br/><br/>Instead of doom spending, dreamscrolling has had a positive impact on Americans’ money h

Average American spends this long looking at dream purchases

⏲ 0:59 👁 15K

محمد العشي

Financial Services

⏲ 47 seconds

UNLVGraduateCollege

Graduate Financial Services: Financial Aid, Cashiering & Student Accounts

⏲ 3 minutes 36 seconds 👁 299

An encampment of anti-war student protesters at UC Berkeley was dismantled after the university agreed to review its financial investments related to Israel. Protesters had called for divestment from weapons manufacturers and surveillance companies with ties to Israeli military operations in Gaza. While the university can't independently divest, the Chancellor agreed to support examining investments and initiate a \

Antiwar Student Protesters at UC Berkeley Begin Dismantling Encampment After Reaching Agreement Over University's Investments

⏲ 0:34 👁 265K

Febby Lyan

why people are leaving Canada | is it worth moving to Canada in 2024?

⏲ 17 minutes 4 seconds 👁 254.9K

CBC News

Shoppers Drug Mart faces backlash for ‘volunteer’ job posting

⏲ 3 minutes 30 seconds 👁 15.7K

The Credit Counseling and Management Agency (Agensi Kaunseling dan Pengurusan Kredit, AKPK) recently reported that 65% of the total number of the agency’s clients as of March were those aged between 28 and 30. That’s some 53,000 youths seeking AKPK's services to restructure their debts, worth nearly RM1.9 billion in total. What are the implications of this staggering statistic, and what systemic factors are contributing to the financial struggles faced by young Malaysians today? On this episode of #ConsiderThis Melisa Idris speaks to Nirmala Supramaniam, Head of the Household Financial Education Department at AKPK, an agency under Bank Negara which helps individuals with the responsible use of credit.

Consider This: Youth in Debt (Part 2)— 53,000 Youths Seeking Help To Manage Debt

⏲ 11:26 👁 40K

CBC Vancouver

How these 8 B.C. roommates created a harmonious living arrangement

⏲ 3 minutes 22 seconds 👁 3.7K

This is Yulia

The BEST Programs To Study In Canada For International Students 🇨🇦

⏲ 10 minutes 58 seconds 👁 54.3K

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