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For decades, it’s been a riddle in banking: how do you build a sustainable and profitable business serving low and middle-income consumers? Sixteen years ago, Chris Britt, then chief product officer at Green Dot, believed he’d discovered the answer—direct deposit of paychecks. <br/><br/>Green Dot was selling prepaid debit cards to cash-strapped Americans without traditional bank accounts, and Britt saw that customers who had their paychecks automatically deposited into their Green Dot accounts used the card to pay virtually all their expenses. With each debit card swipe, Green Dot pocketed part of the interchange fees–the 1% to 2% charge merchants pay to accept debit and credit cards.<br/><br/>“The people on direct deposit were clearly the whales of the business,” says Britt, 51, the cofounder and CEO of Chime, the nation’s largest digital-only bank with $1.5 billion in annualized revenue and seven million customers using its cards for $8 billion a month in transactions.<br/><br/>Read the full story on Forbes: https://www.forbes.com/sites/jeffkauflin/2024/05/03/exclusive-the-inside-story-of-chime-americas-biggest-digital-bank/?sh=4f40891cfb0d<br/><br/>Subscribe to FORBES: https://www.youtube.com/user/Forbes?sub_confirmation=1<br/><br/>Fuel your success with Forbes. Gain unlimited access to premium journalism, including breaking news, groundbreaking in-depth reported stories, daily digests and more. Plus, members get a front-row seat at members-only events with leading thinkers and doers, access to premium video that can help you get ahead, an ad-light experience, early access to select products including NFT drops and more:<br/><br/>https://account.forbes.com/membership/?utm_source=youtube&utm_medium=display&utm_campaign=growth_non-sub_paid_subscribe_ytdescript<br/><br/>Stay Connected<br/>Forbes newsletters: https://newsletters.editorial.forbes.com<br/>Forbes on Facebook: http://fb.com/forbes<br/>Forbes Video on Twitter: http://www.twitter.com/forbes<br/>Forbes Video on Instagram: http://instagram.com/forbes<br/>More From Forbes:http://forbes.com<br/><br/>Forbes covers the intersection of entrepreneurship, wealth, technology, business and lifestyle with a focus on people and success.

How Chime Became America's Biggest Digital Bank

⏲ 5:16 👁 17.6M

Mike Møller Nielsen

Docker Compose Image name and tag

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NextGen Learning

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Prasarana Malaysia Berhad would bear the RM20 million compensation to replace and build the entire SJKT Castlefield in a new area, namely Lot 133 Taman Wawasan, Puchong Town Centre, said Anthony Loke.<br/><br/>The Transport Minister said in his speech on Wednesday (May 8 ) that the company had been entrusted with building a replacement school after taking over property on which the present school is on for the Light Rail Transit Ampang Line Extension Project. <br/><br/>Loke added that Dhaya Maju Infrastructure Asia Sdn Bhd (DMIA) meanwhile will pay any extra construction costs through its corporate social responsibility by being the developer of the project by designing, constructing and completing the school.<br/><br/>WATCH MORE: https://thestartv.com/c/news<br/>SUBSCRIBE: https://cutt.ly/TheStar<br/>LIKE: https://fb.com/TheStarOnline<br/>

Prasarana to compensate RM20mil to replace and build SJKT Castlefield, says Loke

⏲ 4:17 👁 2.6M

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Arsenal kept the pressure on Manchester City in the race for the Premier League title with a 3-0 win against Bournemouth.Bukayo Saka put the Gunners in front just before half-time with a penalty after Kai Havertz had been fouled in the box by goalkeeper Mark Travers.Declan Rice flicked a brilliant assist with the outside of his boot to set up Leandro Trossard, who doubled their lead in the second-half with a low strike.The Cherries had a goal ruled out from Antoine Semenyo after Dominic Solanke was ruled to have impeded David Raya in the build-up before Gabriel had an effort disallowed for offside.Rice then wrapped up victory deep into stoppage time with low finish from a tight angle.Burnley’s slim hopes of survival were dealt a huge blow after being hammered 4-1 by Newcastle at Turf Moor.

Simon Collings reacts to Arsenal 3-0 Bournemouth

⏲ 0:54 👁 21.5M

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Docker Compose vs Dockerfile - Dockerfile Explained - Docker Tutorial

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Dockerfile ＞Docker Image ＞ Docker Container | Beginners Hands-On | Step by Step

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Aston Villa's Unai Emery hopes the players can 'build a new experience' in the semi-final clash at Olympiacos

Emery prepared for 'biggest challenge of the season'

⏲ 1:2 👁 1.5M

ProgrammingKnowledge

How To Create Docker Compose File

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Techno Tim

Build YOUR OWN Dockerfile, Image, and Container - Docker Tutorial

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