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_worlds-fastest-porsche-hits-227mph.jpg "For 15 years, BBI Autosport have been the experts in high-end, off-the-market tuning. But one of their most recent projects on a Porsche 911 GT2 RS seems to have stood out from the rest. Although this model is already Porsche’s most powerful car, BBI has expanded its capability even further by transforming one from a sleek sports car into a swift supercar. With specialist customisation, they pushed the car to reach speeds of 227mph, making it the fastest 911 in the world. Owner of BBI Betim Berisha told R.Rides: “We take this beautiful canvas that Porsche gives us and we tailor it to a client’s need or specific goal that we’re after. I don’t think we have ever built a car that made you actually feel this comfortable doing something so wrong. If I had to describe this Porsche in three words, I would say it’s visceral, raw and powerful.” Starting with the factory model, BBI upgraded the classic 911 with a custom engine, larger turbos and an advanced cooling system. Dmitriy Orlov, who works at the company said: “This car has bigger turbochargers, more intercooler, better calibration, a water-methanol injection system, better chassis to handle the high speed – and of course on Michelin tyres because they are just proven to be phenomenal at any speed and power level. There is also a lot of work on the interior. There are raised seats and harnesses to ensure that the car is safe.” To buy from the showroom, the Porsche 911 GT2 RS typically sells for around $350,000 – but with this level of modification, this car would cost closer to half a million dollars.")
⏲ 5:26 👁 2.6M
_the-epstein-tarnished-billionaire-that-is-quietly-reshaping-ohio.jpg "As the man who made Jeffery Epstein professionally, the longtime head of Victoria’s Secret stepped down from his retail giant, seemingly finished. This is the inside story of how 86-year-old Les Wexner quietly engineered one of the biggest semiconductor projects in history.<br/><br/>Ohio’s richest resident, Wexner owns the New Albany Company, which is headquartered just a few miles away from Johnstown in the tiny suburb of New Albany, which Wexner started building in the 1980s. He still lives there today, and it was his development firm that secured the land for Intel to nab the mega-deal at the last minute.<br/><br/>When Wexner stepped down from L Brands and out of the spotlight in 2020 amid scrutiny over his relationship with sex offender Jeffrey Epstein, many may have thought the retail mogul, now 86, was retiring after nearly six decades to quietly enjoy his billions. But, it turns out, he was just getting started. As new reporting by Forbes reveals, when local leaders didn’t have a site that fit the ultra specific conditions needed for chip production, which include access to millions of gallons of water a day, they reached out to Wexner’s New Albany Company. Within three days, it had come up with a proposal for the plot in Johnstown. <br/><br/>0:00 Intro<br/>0:24 Who is Les Wexner<br/>1:21 Wexner and Epstein's relationship<br/>3:33 The New Albany Company’s deal with Intel<br/>7:17 Residents react to the Intel deal<br/>8:41 When and why did Wexner start the New Albany Company<br/>10:56 The New Albany Company thrives despite Epstein controversy<br/>13:41 Current state of the Intel construction site<br/>16:11 What will be the aftermath of the deal for surrounding communities<br/>18:50 Is this deal good for Ohio<br/>20:23 What do Ohio residents think of Wexner<br/><br/>Read the full story on Forbes: https://www.forbes.com/sites/jemimamcevoy/2024/04/10/les-wexners-second-life-how-the-epstein-tarnished-billionaire-is-quietly-reshaping-ohio/?sh=94ef9b16a91d<br/><br/>Subscribe to FORBES: https://www.youtube.com/user/Forbes?sub_confirmation=1<br/><br/>Fuel your success with Forbes. Gain unlimited access to premium journalism, including breaking news, groundbreaking in-depth reported stories, daily digests and more. Plus, members get a front-row seat at members-only events with leading thinkers and doers, access to premium video that can help you get ahead, an ad-light experience, early access to select products including NFT drops and more:<br/><br/>https://account.forbes.com/membership/?utm_source=youtube&utm_medium=display&utm_campaign=growth_non-sub_paid_subscribe_ytdescript<br/><br/>Stay Connected<br/>Forbes newsletters: https://newsletters.editorial.forbes.com<br/>Forbes on Facebook: http://fb.com/forbes<br/>Forbes Video on Twitter: http://www.twitter.com/forbes<br/>Forbes Video on Instagram: http://instagram.com/forbes<br/>More From Forbes:http://forbes.com<br/><br/>Forbes covers the intersection of entrepreneurship, wealth, technology, business and lifestyle with a focus on people and success.")
⏲ 22:3 👁 34.7M
_backspot-movie.jpg "BACKSPOT Movie Trailer HD - Plot synopsis: An ambitious cheerleader (Devery Jacobs) faces both new adversity and the increased drive for perfection and triumph when she and her girlfriend are selected for an all-star cheer squad and its demanding head coach (Evan Rachel Wood). With a competition looming, Riley must navigate her drive with her crippling anxiety as one wrong move will bring her crashing to the ground.<br/><br/> <br/><br/>directed by D. W. Waterson<br/><br/>starring Devery Jacobs, Evan Rachel Wood, Kudakwashe Rutendo, Thomas Antony Olajide, Olunike Adeliyi, Wendy Crewson, Shannyn Sossamon<br/><br/>release date May 31, 2024 (in select theaters)")
⏲ 2:17 👁 13.2M
_boy39s-bold-attempt-to-reach-his-friend39s-balcony-leads-to-an-unforeseen-accident.jpg "In a quiet moment, this determined young boy set out to demonstrate his ability to leap from the entryway of his building to his friend's balcony.<br/><br/>The air was filled with absolute silence as he steeled himself with every ounce of courage and confidence he could muster.<br/><br/>He positioned himself for the jump, ready to prove his daring feat.<br/><br/>However, just as he was about to launch himself towards the balcony, a stroke of misfortune befell him.<br/><br/>The fence he relied on for support suddenly gave way, crashing towards the ground with a resounding thud.<br/><br/>Sadly, the boy's trajectory was disrupted.<br/> <br/>Location: Sydney, Australia<br/>WooGlobe Ref : WGA830158<br/>For licensing and to use this video, please email licensing@wooglobe.com")
⏲ 0:11 👁 800K
_air-crash-investigation-s24e5-eleven-deadly-seconds-hd.jpg "On 16 February 1998, China Airlines Flight 676 attempts a go-around while on approach to Chiang Kai-shek International Airport in poor weather conditions, but crashes into a residential area after entering a stall. All 196 people on board and 6 people on the ground are killed.")
⏲ 44:2 👁 2.5M
_pkr-leaders-pour-cold-water-on-kjs-claim-that-it-needs-right-wing-malay-support.jpg "MP Hassan Karim says the party should focus on improving the economic well-being of the lower and middle-class Malays.<br/><br/> Read More: https://www.freemalaysiatoday.com/category/nation/2024/04/19/pkr-leaders-pour-cold-water-on-kjs-claim-that-it-needs-right-wing-malay-support/<br/><br/><br/>Free Malaysia Today is an independent, bi-lingual news portal with a focus on Malaysian current affairs.<br/><br/>Subscribe to our channel - http://bit.ly/2Qo08ry<br/>------------------------------------------------------------------------------------------------------------------------------------------------------<br/>Check us out at https://www.freemalaysiatoday.com<br/>Follow FMT on Facebook: https://bit.ly/49JJoo5<br/>Follow FMT on Dailymotion: https://bit.ly/2WGITHM<br/>Follow FMT on X: https://bit.ly/48zARSW <br/>Follow FMT on Instagram: https://bit.ly/48Cq76h<br/>Follow FMT on TikTok : https://bit.ly/3uKuQFp<br/>Follow FMT Berita on TikTok: https://bit.ly/48vpnQG <br/>Follow FMT Telegram - https://bit.ly/42VyzMX<br/>Follow FMT LinkedIn - https://bit.ly/42YytEb<br/>Follow FMT Lifestyle on Instagram: https://bit.ly/42WrsUj<br/>Follow FMT on WhatsApp: https://bit.ly/49GMbxW <br/>------------------------------------------------------------------------------------------------------------------------------------------------------<br/>Download FMT News App:<br/>Google Play – http://bit.ly/2YSuV46<br/>App Store – https://apple.co/2HNH7gZ<br/>Huawei AppGallery - https://bit.ly/2D2OpNP<br/><br/>#FMTNews #PKRLeaders #KhairyJamaluddin #ClaimNeed #RightWing #MalaySupport")
⏲ 1:38 👁 680K
_chinese-astronauts-light-candle-with-match-on-tiangong-space-station-to-demonstrate-fame-behavior.jpg "Chinese astronaut conduct a spherical flame experiment during an orbit to ground space lecture using a match and a candle. <br/><br/>Note: Video is in Mandarin - No translation available. <br/><br/>Credit: China Central Television")
⏲ 1:12 👁 1.7M
_bygone-days-photos-from-the-farming-life-archives-from-november-1980.jpg "Take a step back in time to November 1980 and have a look through these photographs from the Farming Life archives.<br/>One of the photographs John McKee from Kilroot Ploughing Society who is seen at the international ploughing match which was held at Moira. He was to represent Northern Ireland in the 1981 world match. <br/>Also at the same ploughing match were Thomas McAleese from Ballycastle Ploughing Society who is seen in action with his stylish pair of Clydesdales. <br/>Meanwhile, tThe King of the River for 1980 was Adrian Logue from Belfast. He landed 63 salmon from Irish waters during 1980. He told the News Letter: “The Agivey is a marvellous river. It is full of salmon with good water and good holding pools. I don’t normally fish the Agivey until late in the year but I’ll be on it earlier next year.” <br/>See who you can spot in our collection of old photographs from the Farming Life archives. <br/>And of course, feel free to get in touch via email at darryl.armitage@nationalworld.com.")
⏲ 2:53 👁 1.9M
_the-big-lies-you39ve-been-believing-about-cheese.jpg "The cheese landscape is punctuated by myths and legends, only some of which hold any water. Want to know which stories have as many holes in them as Swiss cheese? These are some of the top contenders for cheesiest myth.")
⏲ 13:54 👁 2.8M
_how-to-roast-pork-124-recipe.jpg "Looking for a delicious Sunday dinner?Our guide on how to roast pork should do the trick! This method gives golden, crunchy crackling and a mouth-watering gravy.")
⏲ 1:41 👁 455K
_emergency-crews-rescue-drowning-horse-from-pond.jpg "This was the moment a drowning horse was rescued from a pond.<br/><br/>Deputies at Alachua County Sheriff's Office along with fire rescue teams responded to a call about a horse drowning in a retention pond in Gainesville, Florida, USA, on April 9. <br/><br/>Responders who attended the scene dived into the pond to hold the horse and keep its head above water to prevent it from drowning.<br/><br/>The remaining responders created a harness out of a six-inch-wide strap which they attached to a winch that they had brought with them.<br/><br/>Everyone got into position and pulled the horse out of the water, lodging a red stretcher under the horse to help it slide out.<br/><br/>The horse was later reunited with its owner with no injuries.")
⏲ 1:18 👁 8.5M
_over-40-of-americans-have-no-clue-what-a-401k-is.jpg "Almost half of Americans don’t know what a 401(k) is, according to a recent poll. <br/><br/>A national survey of 2,000 Americans, evenly split by generation, revealed that 43% of respondents don’t know what a 401(k) is. The survey examined Americans’ financial literacy, commitment to learning and adopting healthy money habits, and feelings regarding their bank accounts and financial futures. <br/><br/>The results revealed a significant lack of confidence among respondents regarding their financial literacy, with only 30% believing they could win a game of personal finance trivia.<br/><br/>And over a third (35%) don’t know what “interest” is in a financial context. <br/><br/>The study, commissioned by Beyond Finance for Financial Practice Week and conducted by OnePoll, revealed that despite these startling knowledge gaps, only two in five respondents (39%) consider themselves more financially literate than others. <br/><br/>Four in 10 Americans (39%) admit they procrastinate when implementing healthy financial habits. Gen Z are most likely to procrastinate (49%) while baby boomers are least likely to procrastinate (22%).<br/><br/>The top reasons respondents cited for postponing personal finance tasks include stress (25%), feeling their financial health is already poor and can’t get any worse (16%) and forgetfulness (13%).<br/><br/>“Unfortunately, avoiding looking at your finances and making healthy changes is incredibly common,” said Dr. Erika Rasure, chief financial wellness advisor of Beyond Finance, which can be overwhelming. Some people tend to neglect taking stock of their financial situation, and others can become nervously consumed by it. There’s a middle ground to take when improving your financial health — learn healthy money habits, pay attention and make small, achievable adjustments to your spending and habits.” <br/><br/>The study revealed the average American typically checks their banking app twice daily. Exactly half of respondents say they feel nervous when opening their banking portal, with Gen Z feeling most uncomfortable (65%). <br/><br/>In comparison, baby boomers feel the most calm (26%) and over a quarter of all respondents avoid signing into their banking apps on a daily basis, at all (26%). <br/><br/>Regarding budgeting habits, eight in ten respondents try to hold themselves accountable to a monthly budget with millennials and baby boomers tying for the best-laid financial plans (81%). <br/><br/>Of those who create a monthly budget, respondents only stick to it 66% of the time on average, with baby boomers exhibiting the highest accountability (76%) and Gen Z deviating the most from their budgets (58%). <br/><br/>For those trying to save money, the most popular strategies include buying on-sale items (53%), using coupons and discount codes (47%), limiting spending on clothing (45%) and shopping at discount stores (42%). <br/><br/>However, a considerable portion of respondents resort to more drastic measures to save money, such as infrequent social outings to bars and restaurants (39%), limited travel or not traveling at all (36%), rarely or never buying coffee at coffee shops (35%) and rarely or never buying gifts (32%).<br/><br/>Notably, 33% of respondents said they never take vacations.<br/><br/>Finances also influence relationships: Nearly four in ten (39%) reported that their or their partner’s unhealthy spending habits have negatively affected their relationship.<br/> <br/>A majority of those in relationships (63%) agreed that learning about personal finance as a couple would increase their chances of improving money habits successfully in the future.<br/><br/>“The first step in a happier financial future is education,” said Dr. Rasure. “The more you know about money and personal finances, the more equipped you’ll be to make better decisions and create a plan to meet your goals. That’s why Financial Practice Week is important. We want to encourage people to learn the money habits and practices they’ve been putting off so they can make progress toward a more stable, optimistic future.” <br/><br/>Survey methodology:<br/>This random double-opt-in survey of U.S. adults split evenly by generation (500 Gen Z, 500 millennials, 500 Gen X, and 500 baby boomers) was commissioned by Beyond Finance between Feb. 16 and Feb. 22, 2024. It was conducted by market research company OnePoll, whose team members are Market Research Society members and have corporate membership to the American Association for Public Opinion Research (AAPOR) and the European Society for Opinion and Marketing Research (ESOMAR).")
⏲ 1:14 👁 46.4M
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_worlds-fastest-porsche-hits-227mph.webp "For 15 years, BBI Autosport have been the experts in high-end, off-the-market tuning. But one of their most recent projects on a Porsche 911 GT2 RS seems to have stood out from the rest. Although this model is already Porsche’s most powerful car, BBI has expanded its capability even further by transforming one from a sleek sports car into a swift supercar. With specialist customisation, they pushed the car to reach speeds of 227mph, making it the fastest 911 in the world. Owner of BBI Betim Berisha told R.Rides: “We take this beautiful canvas that Porsche gives us and we tailor it to a client’s need or specific goal that we’re after. I don’t think we have ever built a car that made you actually feel this comfortable doing something so wrong. If I had to describe this Porsche in three words, I would say it’s visceral, raw and powerful.” Starting with the factory model, BBI upgraded the classic 911 with a custom engine, larger turbos and an advanced cooling system. Dmitriy Orlov, who works at the company said: “This car has bigger turbochargers, more intercooler, better calibration, a water-methanol injection system, better chassis to handle the high speed – and of course on Michelin tyres because they are just proven to be phenomenal at any speed and power level. There is also a lot of work on the interior. There are raised seats and harnesses to ensure that the car is safe.” To buy from the showroom, the Porsche 911 GT2 RS typically sells for around $350,000 – but with this level of modification, this car would cost closer to half a million dollars.")
_the-epstein-tarnished-billionaire-that-is-quietly-reshaping-ohio.webp "As the man who made Jeffery Epstein professionally, the longtime head of Victoria’s Secret stepped down from his retail giant, seemingly finished. This is the inside story of how 86-year-old Les Wexner quietly engineered one of the biggest semiconductor projects in history.<br/><br/>Ohio’s richest resident, Wexner owns the New Albany Company, which is headquartered just a few miles away from Johnstown in the tiny suburb of New Albany, which Wexner started building in the 1980s. He still lives there today, and it was his development firm that secured the land for Intel to nab the mega-deal at the last minute.<br/><br/>When Wexner stepped down from L Brands and out of the spotlight in 2020 amid scrutiny over his relationship with sex offender Jeffrey Epstein, many may have thought the retail mogul, now 86, was retiring after nearly six decades to quietly enjoy his billions. But, it turns out, he was just getting started. As new reporting by Forbes reveals, when local leaders didn’t have a site that fit the ultra specific conditions needed for chip production, which include access to millions of gallons of water a day, they reached out to Wexner’s New Albany Company. Within three days, it had come up with a proposal for the plot in Johnstown. <br/><br/>0:00 Intro<br/>0:24 Who is Les Wexner<br/>1:21 Wexner and Epstein's relationship<br/>3:33 The New Albany Company’s deal with Intel<br/>7:17 Residents react to the Intel deal<br/>8:41 When and why did Wexner start the New Albany Company<br/>10:56 The New Albany Company thrives despite Epstein controversy<br/>13:41 Current state of the Intel construction site<br/>16:11 What will be the aftermath of the deal for surrounding communities<br/>18:50 Is this deal good for Ohio<br/>20:23 What do Ohio residents think of Wexner<br/><br/>Read the full story on Forbes: https://www.forbes.com/sites/jemimamcevoy/2024/04/10/les-wexners-second-life-how-the-epstein-tarnished-billionaire-is-quietly-reshaping-ohio/?sh=94ef9b16a91d<br/><br/>Subscribe to FORBES: https://www.youtube.com/user/Forbes?sub_confirmation=1<br/><br/>Fuel your success with Forbes. Gain unlimited access to premium journalism, including breaking news, groundbreaking in-depth reported stories, daily digests and more. Plus, members get a front-row seat at members-only events with leading thinkers and doers, access to premium video that can help you get ahead, an ad-light experience, early access to select products including NFT drops and more:<br/><br/>https://account.forbes.com/membership/?utm_source=youtube&utm_medium=display&utm_campaign=growth_non-sub_paid_subscribe_ytdescript<br/><br/>Stay Connected<br/>Forbes newsletters: https://newsletters.editorial.forbes.com<br/>Forbes on Facebook: http://fb.com/forbes<br/>Forbes Video on Twitter: http://www.twitter.com/forbes<br/>Forbes Video on Instagram: http://instagram.com/forbes<br/>More From Forbes:http://forbes.com<br/><br/>Forbes covers the intersection of entrepreneurship, wealth, technology, business and lifestyle with a focus on people and success.")
_backspot-movie.webp "BACKSPOT Movie Trailer HD - Plot synopsis: An ambitious cheerleader (Devery Jacobs) faces both new adversity and the increased drive for perfection and triumph when she and her girlfriend are selected for an all-star cheer squad and its demanding head coach (Evan Rachel Wood). With a competition looming, Riley must navigate her drive with her crippling anxiety as one wrong move will bring her crashing to the ground.<br/><br/> <br/><br/>directed by D. W. Waterson<br/><br/>starring Devery Jacobs, Evan Rachel Wood, Kudakwashe Rutendo, Thomas Antony Olajide, Olunike Adeliyi, Wendy Crewson, Shannyn Sossamon<br/><br/>release date May 31, 2024 (in select theaters)")
_boy39s-bold-attempt-to-reach-his-friend39s-balcony-leads-to-an-unforeseen-accident.webp "In a quiet moment, this determined young boy set out to demonstrate his ability to leap from the entryway of his building to his friend's balcony.<br/><br/>The air was filled with absolute silence as he steeled himself with every ounce of courage and confidence he could muster.<br/><br/>He positioned himself for the jump, ready to prove his daring feat.<br/><br/>However, just as he was about to launch himself towards the balcony, a stroke of misfortune befell him.<br/><br/>The fence he relied on for support suddenly gave way, crashing towards the ground with a resounding thud.<br/><br/>Sadly, the boy's trajectory was disrupted.<br/> <br/>Location: Sydney, Australia<br/>WooGlobe Ref : WGA830158<br/>For licensing and to use this video, please email licensing@wooglobe.com")
_air-crash-investigation-s24e5-eleven-deadly-seconds-hd.webp "On 16 February 1998, China Airlines Flight 676 attempts a go-around while on approach to Chiang Kai-shek International Airport in poor weather conditions, but crashes into a residential area after entering a stall. All 196 people on board and 6 people on the ground are killed.")
_pkr-leaders-pour-cold-water-on-kjs-claim-that-it-needs-right-wing-malay-support.webp "MP Hassan Karim says the party should focus on improving the economic well-being of the lower and middle-class Malays.<br/><br/> Read More: https://www.freemalaysiatoday.com/category/nation/2024/04/19/pkr-leaders-pour-cold-water-on-kjs-claim-that-it-needs-right-wing-malay-support/<br/><br/><br/>Free Malaysia Today is an independent, bi-lingual news portal with a focus on Malaysian current affairs.<br/><br/>Subscribe to our channel - http://bit.ly/2Qo08ry<br/>------------------------------------------------------------------------------------------------------------------------------------------------------<br/>Check us out at https://www.freemalaysiatoday.com<br/>Follow FMT on Facebook: https://bit.ly/49JJoo5<br/>Follow FMT on Dailymotion: https://bit.ly/2WGITHM<br/>Follow FMT on X: https://bit.ly/48zARSW <br/>Follow FMT on Instagram: https://bit.ly/48Cq76h<br/>Follow FMT on TikTok : https://bit.ly/3uKuQFp<br/>Follow FMT Berita on TikTok: https://bit.ly/48vpnQG <br/>Follow FMT Telegram - https://bit.ly/42VyzMX<br/>Follow FMT LinkedIn - https://bit.ly/42YytEb<br/>Follow FMT Lifestyle on Instagram: https://bit.ly/42WrsUj<br/>Follow FMT on WhatsApp: https://bit.ly/49GMbxW <br/>------------------------------------------------------------------------------------------------------------------------------------------------------<br/>Download FMT News App:<br/>Google Play – http://bit.ly/2YSuV46<br/>App Store – https://apple.co/2HNH7gZ<br/>Huawei AppGallery - https://bit.ly/2D2OpNP<br/><br/>#FMTNews #PKRLeaders #KhairyJamaluddin #ClaimNeed #RightWing #MalaySupport")
_chinese-astronauts-light-candle-with-match-on-tiangong-space-station-to-demonstrate-fame-behavior.webp "Chinese astronaut conduct a spherical flame experiment during an orbit to ground space lecture using a match and a candle. <br/><br/>Note: Video is in Mandarin - No translation available. <br/><br/>Credit: China Central Television")
_bygone-days-photos-from-the-farming-life-archives-from-november-1980.webp "Take a step back in time to November 1980 and have a look through these photographs from the Farming Life archives.<br/>One of the photographs John McKee from Kilroot Ploughing Society who is seen at the international ploughing match which was held at Moira. He was to represent Northern Ireland in the 1981 world match. <br/>Also at the same ploughing match were Thomas McAleese from Ballycastle Ploughing Society who is seen in action with his stylish pair of Clydesdales. <br/>Meanwhile, tThe King of the River for 1980 was Adrian Logue from Belfast. He landed 63 salmon from Irish waters during 1980. He told the News Letter: “The Agivey is a marvellous river. It is full of salmon with good water and good holding pools. I don’t normally fish the Agivey until late in the year but I’ll be on it earlier next year.” <br/>See who you can spot in our collection of old photographs from the Farming Life archives. <br/>And of course, feel free to get in touch via email at darryl.armitage@nationalworld.com.")
_the-big-lies-you39ve-been-believing-about-cheese.webp "The cheese landscape is punctuated by myths and legends, only some of which hold any water. Want to know which stories have as many holes in them as Swiss cheese? These are some of the top contenders for cheesiest myth.")
_how-to-roast-pork-124-recipe.webp "Looking for a delicious Sunday dinner?Our guide on how to roast pork should do the trick! This method gives golden, crunchy crackling and a mouth-watering gravy.")
_emergency-crews-rescue-drowning-horse-from-pond.webp "This was the moment a drowning horse was rescued from a pond.<br/><br/>Deputies at Alachua County Sheriff's Office along with fire rescue teams responded to a call about a horse drowning in a retention pond in Gainesville, Florida, USA, on April 9. <br/><br/>Responders who attended the scene dived into the pond to hold the horse and keep its head above water to prevent it from drowning.<br/><br/>The remaining responders created a harness out of a six-inch-wide strap which they attached to a winch that they had brought with them.<br/><br/>Everyone got into position and pulled the horse out of the water, lodging a red stretcher under the horse to help it slide out.<br/><br/>The horse was later reunited with its owner with no injuries.")
_over-40-of-americans-have-no-clue-what-a-401k-is.webp "Almost half of Americans don’t know what a 401(k) is, according to a recent poll. <br/><br/>A national survey of 2,000 Americans, evenly split by generation, revealed that 43% of respondents don’t know what a 401(k) is. The survey examined Americans’ financial literacy, commitment to learning and adopting healthy money habits, and feelings regarding their bank accounts and financial futures. <br/><br/>The results revealed a significant lack of confidence among respondents regarding their financial literacy, with only 30% believing they could win a game of personal finance trivia.<br/><br/>And over a third (35%) don’t know what “interest” is in a financial context. <br/><br/>The study, commissioned by Beyond Finance for Financial Practice Week and conducted by OnePoll, revealed that despite these startling knowledge gaps, only two in five respondents (39%) consider themselves more financially literate than others. <br/><br/>Four in 10 Americans (39%) admit they procrastinate when implementing healthy financial habits. Gen Z are most likely to procrastinate (49%) while baby boomers are least likely to procrastinate (22%).<br/><br/>The top reasons respondents cited for postponing personal finance tasks include stress (25%), feeling their financial health is already poor and can’t get any worse (16%) and forgetfulness (13%).<br/><br/>“Unfortunately, avoiding looking at your finances and making healthy changes is incredibly common,” said Dr. Erika Rasure, chief financial wellness advisor of Beyond Finance, which can be overwhelming. Some people tend to neglect taking stock of their financial situation, and others can become nervously consumed by it. There’s a middle ground to take when improving your financial health — learn healthy money habits, pay attention and make small, achievable adjustments to your spending and habits.” <br/><br/>The study revealed the average American typically checks their banking app twice daily. Exactly half of respondents say they feel nervous when opening their banking portal, with Gen Z feeling most uncomfortable (65%). <br/><br/>In comparison, baby boomers feel the most calm (26%) and over a quarter of all respondents avoid signing into their banking apps on a daily basis, at all (26%). <br/><br/>Regarding budgeting habits, eight in ten respondents try to hold themselves accountable to a monthly budget with millennials and baby boomers tying for the best-laid financial plans (81%). <br/><br/>Of those who create a monthly budget, respondents only stick to it 66% of the time on average, with baby boomers exhibiting the highest accountability (76%) and Gen Z deviating the most from their budgets (58%). <br/><br/>For those trying to save money, the most popular strategies include buying on-sale items (53%), using coupons and discount codes (47%), limiting spending on clothing (45%) and shopping at discount stores (42%). <br/><br/>However, a considerable portion of respondents resort to more drastic measures to save money, such as infrequent social outings to bars and restaurants (39%), limited travel or not traveling at all (36%), rarely or never buying coffee at coffee shops (35%) and rarely or never buying gifts (32%).<br/><br/>Notably, 33% of respondents said they never take vacations.<br/><br/>Finances also influence relationships: Nearly four in ten (39%) reported that their or their partner’s unhealthy spending habits have negatively affected their relationship.<br/> <br/>A majority of those in relationships (63%) agreed that learning about personal finance as a couple would increase their chances of improving money habits successfully in the future.<br/><br/>“The first step in a happier financial future is education,” said Dr. Rasure. “The more you know about money and personal finances, the more equipped you’ll be to make better decisions and create a plan to meet your goals. That’s why Financial Practice Week is important. We want to encourage people to learn the money habits and practices they’ve been putting off so they can make progress toward a more stable, optimistic future.” <br/><br/>Survey methodology:<br/>This random double-opt-in survey of U.S. adults split evenly by generation (500 Gen Z, 500 millennials, 500 Gen X, and 500 baby boomers) was commissioned by Beyond Finance between Feb. 16 and Feb. 22, 2024. It was conducted by market research company OnePoll, whose team members are Market Research Society members and have corporate membership to the American Association for Public Opinion Research (AAPOR) and the European Society for Opinion and Marketing Research (ESOMAR).")
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