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A high-yield savings account is essentially the same as a traditional savings account with one key difference — high-yield savings accounts pay a higher than average APY on deposits. An APY, or annual percentage yield, is the amount of interest earned on an account in one year. The APY for high-yield savings accounts can be anywhere from 3% to over 5% — much higher than that of a traditional account. <br/><br/>Savings rates have been on the rise following a series of interest rate hikes by the Federal Reserve, as the central bank has sought to reduce inflation. The Fed opted to raise rates at the last meeting, raising the federal funds rate, a key bank lending rate, to a target range of 5.25%-5.50%. Experts believe that the Fed may raise rates again at the next meeting. Higher interest rates could potentially increase savings rates further, so many recommend locking in rates now while they're on the rise. Over time, rates will decrease as inflation cools.<br/><br/>Since the rate of return on high yield savings accounts is better than that of traditional savings accounts, you'll be able to accrue more cash over time. You can use our tool, in partnership with Bankrate, to compare savings rates today.

What Are High-Yield Savings Accounts?

⏲ 1:27 👁 26.7M

Netflix India

The End of Money Heist Part 5 Vol. 1 | Netflix India

⏲ 3 minutes 51 seconds 👁 513.7K

Netflix

Money Heist | Series Trailer | Netflix

⏲ 2 minutes 17 seconds 👁 3.5M

Money expert Martin Lewis has provided an update to worried parents across the country – with up to 30% believed to have not received their child benefit payment as usual today.

Child Benefit payment delay: Money expert Martin Lewis offers advice as thousands concerned

⏲ 1:7 👁 39.7M

WebSeries Hub 2

Money Heist Season 1 Episode 4 in Hindi Urdu | Netflix Series हिंदी उर्दू |La Casa De Papel

⏲ 50 minutes 2 seconds 👁 7.2K

WebSeries Hub 2

Money Heist Season 1 Episode 2 in Hindi Urdu | Netflix Series हिंदी उर्दू|La Casa De Papel

⏲ 39 minutes 36 seconds 👁 10.4K

Lump sum or annuity payments? Single-life benefits or joint-and-survivor benefits? Once you explore the risks and hidden costs, the right pension answer for you could come down to control.

Reasons Why A Pension Lump Sum Is Better Than An Annuity Payment

⏲ 2:29 👁 119M

Movies u0026 Series

Money Heist S1E1- Entering the Royal Mint | English | Netflix Original Series

⏲ 4 minutes 53 seconds 👁 20.2K

Netflix India

Money Heist Professor: Moments We Fell In Love With Him | La Casa De Papel | Netflix India

⏲ 11 minutes 47 seconds 👁 6.3M

Could Donald Trump go to jail following the ‘guilty’ verdict in hush money trial? Here’s what we know from money heist season 1 episode 2 recap

Could Donald Trump go to jail following the ‘guilty’ verdict in hush money trial? Here’s what we know

⏲ 1:37 👁 19.1M

Jarwar_Zada

Money Heist Season 1 Episode 2 HD Dubbed Hindi

⏲ 39 minutes 26 seconds 👁 4.3K

Netflix India

Money Heist | Series Trailer | Netflix India

⏲ 2 minutes 17 seconds 👁 604.7K

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